Bank Midwest - Spirit Lake
Hours on file
From the business's Google listing, checked Oct 2026.
- Address
- 1800 Royal Avenue, Spirit Lake, IA 51360
- Phone
- (712) 336-0505
- Website
- bankmidwest.com
Google Reviews
Ratings as of October 2026. See this business on Google
Professional and reliable
Love the people here. Great personal service.
Very helpful.. amazing staff.. Tana. Brett. Laurie. Several more!!
In the business's own words (Google listing)
Bank Midwest is a family-owned, FDIC-insured bank serving Spirit Lake, IA with personal banking, business banking, farm lending, home loan, insurance, and digital banking solutions. For more than 140 years, we've combined modern online and mobile banking with local decision-making and U.S.-based support. Whether you need a checking account, farm loan, small business financing, commercial loan, insurance, or mortgage and lending services, our experienced bankers help you plan, grow, & bank with confidence. Stop by or visit our website to connect with us. Insurance products are not deposits, not FDIC insured, not insured by any federal government agency, and not guaranteed by the bank. Member FDIC | Equal Housing Lender | NMLS #419278
From the business's Google listing, checked Oct 2026.
What the listing mentions
- Wheelchair accessible entrance
- Wheelchair accessible parking
- ATM
- On-site parking
- Free parking lot
- Drive-through
- On-site services
From the business's Google listing, checked Oct 2026.
What does Bank Midwest handle in Spirit Lake?
Bank Midwest writes farm loans, small business credit and mortgages at its Spirit Lake branch. The company describes itself as a family-owned, FDIC-insured community bank. It also sells insurance, which it states is not a deposit and carries no FDIC coverage.
How does Bank Midwest say it works with Spirit Lake customers?
The bank says it has been family-owned and employee-led since 1882, with credit decisions made locally. Its website states that its call center is entirely U.S.-based and that its accounts carry no junk fees. It lists four Iowa branches, including Okoboji and Wall Lake, plus offices in Minnesota and South Dakota.
When is Bank Midwest - Spirit Lake open, and what do customers say?
The branch opens Tuesday through Friday, 9:00 am to 5:00 pm, and is closed Monday and the weekend. It holds a 5.0 rating across 10 Google reviews. Most reviewers praise staff who track down answers and give personal attention, and two who moved away kept their accounts, one through the mobile app.
Who does Bank Midwest lend to around Spirit Lake?
The bank names farmers, business owners and families as the people it works with across the region. Spirit Lake had 5,525 residents in 2025 per the Census Bureau, in Dickinson County. NOAA normals for 1991-2020 put annual precipitation at 30.0 inches and snowfall at 40.2 inches. Through its Community Fund, the bank reports making annual grants to local 501(c)(3) organizations.